Travel Insurance And Pregnancy – Dos And Dont’s

Many women make travel plans after they become pregnant, as they know that after the baby is born they will not have the time to travel. However, it is advisable to take the precautions and not take unnecessary risks, which would harm the unborn child and the mother too. Travel insurance at any time is necessary, but travel insurance and pregnancy is a completely new ball game.

Travel insurance will cover some of the risks involved in travelling during pregnancy. Though most people nowadays are quite casual about travelling during pregnancy, there are some risks involved. Insurance companies, in general, offer cover until the 28th week of pregnancy, but after that time, there are a few insurance companies which offer insurance cover. The premium on insurance during pregnancy is often more than what is payable on other insurance policies.

So what makes it different from other insurance covers? Almost all insurance companies classify travel during pregnancy as a high-risk cover. The main reason for the high-risk classification is that a pregnant woman is more likely to pick up some infection or develop some other complication which will need medical help. Sometimes, medical repatriation may also be required. That is why many of the general travel policies are clear that the woman returns to base at least eight weeks before the baby is due. If this criterion cannot be fulfilled, travel insurance cannot be availed.

Here are some points to remember about travel insurance and pregnancy.

1. Most of the insurance companies, which offer travel cover don’t cover pregnancy, as a general medical condition. You would have to check with your insurance company and find out what has to be done. Most of these companies offer travel insurance during pregnancy as an addition to the existing policy.

2. Travel insurance is very necessary, whatever mode of transport you choose.

3. If you are flying, make sure you inform the airline at the time of booking. Some airlines ask for a fitness certificate from the doctor, while some others will not issue tickets to women with medical conditions such as venous blood clots or who have a history of premature birth.

4. Make sure that the travel insurance covers the newborn, in the instance of a delivery on board.

When you think about travel insurance and pregnancy, there are some limitations which you have to consider.

1. Most insurance companies do not offer cover for multiple pregnancies.

2. Many policies will not cover any complication during travel, if the woman has conceived with the help of fertility drugs or In Vitro Fertilisation (IVF).

3. If the woman has had medical problems during pregnancy, then it may not be possible to get cover.

4. If the woman has a history of complications during conception, pregnancy or delivery, insurance cover may be denied.

5. There will often be no cover available after the eighth month of pregnancy.

Most importantly, remember that travel policies do not usually cover a full term birth.

Find Good Travel Agents – 7 Qualities Of A Good Agent

Traveling to Japan is a once-in-a-lifetime experience for some people, while for others it is a regular occurrence due to having business or family ties in Japan. Either way, when traveling to Japan on business or for personal reasons you want your Japanese trip to be the best it can be.

Experienced world travelers know that finding a good travel agent to help you plan your trip is a smart way to ensure that it will be a success. No matter how many Japan guidebooks you have read or Japan tourist brochures you have flipped through, none of these valuable resources can keep up with the ongoing changes in the travel climate of Japan.

With thousands of travel agents to choose from, you will want to find just the right Japan travel agent for your trip. It is important to know which qualities and characteristics for look for as you plan your trip.

To help you choose wisely, here are 7 qualities and characteristics of good Japan travel agents to help you plan your upcoming trip:

1. Belongs to a good network of air carriers, tour operators and hotel partners:

Travel agents these days are connected and networked in a way that they could not have been before the age of the Internet. However, having a computer and an Internet connection are not sufficient qualifications for being a travel agent that can get the best deals. For starters, good agents belong to networks of airlines, tour operators and hotels that offer them (and their clients) the best rates.

2. Speaks both English and Japanese:

It is a huge benefit if your agent can fluently speak your own language, as well as Japanese. This way, they can handle your planning needs while staying in touch with their own network of operators in Japan on a daily basis.

3. Is knowledgeable about your travel insurance options:

You may or may not require travel insurance, but it is a good idea to find an agent who can offer you travel insurance coverage options and who can competently recommend a customized plan if asked.

4. Has offices in your home country and in Japan:

Many of the larger agent networks have offices internationally. Once you have actually arrived in Japan, it would be convenient if your travel agent’s company had offices in Japan that you could call for help or advice in a pinch.

5. Has personally used the services they recommend:

Travel agents who actually have been on the tours and use the carriers they recommend are the ones you can trust. They know from experience what they are talking about.

6. Regularly travels within Japan:

Your agent will be able to give you the best recommendations if he or she actually travels within Japan at least 2-3 times per year him or herself.

7. Keeps themselves up-to-date on the latest Japan travel trends:

Good travel agents specialize travel in certain parts of the world or certain countries. Rather than finding a jack-of-all-trades travel agent, find one who has the time to study, connect and stay up-to-date with what is going on in Japan.

Look for these 7 qualities and characteristics in a Japan travel agent. Be bold and ask the agents you interview their qualifications and background before agreeing to work with them.

Top 5 Reasons Traveling Keeps You Young

There are many benefits of traveling, especially traveling often. In fact, mention travel to just about anyone and notice a whole new demeanor come over them. People love things that make them feel young and happy and traveling usually tops the list. However, have you ever noticed how society as a whole is fixated on griping about the disadvantages of getting older? While complaining about our weight, changing looks, graying hair and increasing birthdays, people rarely choose to see the benefits of aging. But like any situation, the positives usually far outweigh the negatives; you just have to look through a new lens.

Having experience under your belt brings with it a whole new set of advantages. For starters, experience brings increased knowledge of just about everything in life than you had before. You now know to slow down and take the time to enjoy yourself and others important to you – spouse, children, grandchildren, extended family and friends. Moreover, peer pressures lessen, society boundaries seem less rigid, goals become clearer, stability increases, people respect you more and the confidence that comes with reaching a certain age is priceless.

Getting older in number doesn’t have to mean sitting around reminiscing about the “good old days.” The truth is that older doesn’t have to mean boring. In fact, keeping in mind these top five reasons traveling keeps you young will remind you why you should not only plan your next trip, but why becoming a travel addict should be in your future.

1. Breaks up your daily routine

Traveling provides a change of scenery. In today’s world where technology often replaces face-to-face interaction, traveling makes you get outdoors and tune in to humanity. Whether your days are filled with work, parenthood, grocery shopping or all three, a new setting will lend you the freedom you need to recreate yourself. No matter your stage in life, stepping away from your daily life keeps stress from taking over or boredom from creeping in.

2. Relieves your stress

Travel is necessary to our survival. The spontaneity and excitement of travel allows you to put petty frustrations in their rightful place. The physical and mental rejuvenation that accompanies traveling enables you to return to your daily routine with the energy and patience needed to deal with all your responsibilities. Spend your money on travel and prevent the buildup of stress that will make you throw your money away at the doctor’s office.

3. Requires you to be active -physically and mentally

Traveling by its very nature makes you move. Whether you’re zip lining in Costa Rica, walking the streets in Rome or simply lying on the beach in Jamaica, you will be active. Most of us know that physical exercise is good for our general health, but physical exercise is also good for your brain. If you think you’re going to get smarter sitting in front of your computer or watching television, think again. It is said that our brain is a thinking organ that learns and grows by acting and interacting with the world. Mental stimulation improves brain function and protects against severe cognitive decline caused by disease. Most age-related losses in memory or motor skills simply result from mental and physical inactivity. In other words, use it or lose it. Why not use it by traveling?

4. Provides education beyond books

Traveling is not mere recreation, but education through experience. Travel captures things books can only describe. A traveler learns that there are numerous ways of thinking and more than one solution to a problem. Travel teaches that not everyone shares your beliefs and that other ways of doing things can work equally well. In issues from child-rearing to politics, travel rids you of the arrogance that comes with everyone believing they’re the best. In essence, traveling the globe makes you a lifelong learner.

5. Brings spiritual health

Travel teaches humility. Travelers learn that all people in the world are basically alike. Language, customs and all exterior differences aside, we all share the basic desires and concerns. Travel makes us care about strangers and become comfortable with the unfamiliar. It makes it impossible to have a disregard for others. We become concerned for and respectful to all people. Ultimately, spiritual health is about finding meaning and purpose in your life and discovering who you truly are. Physical, mental and spiritual health is deeply tangled in a web of cause and effect. Start traveling and instantly bring good health to all three.

In summary, traveling keeps you young in more ways than one. Most importantly, travel nourishes the soul. Prescription: Travel as often as you can…doctor’s orders.